Gavin Lock, COO of Senjo Group, took part in a recent interview with Kamran Hedjri, CEO of payment services firm PXP Financial (formerly Kalixa Group). The interview was about the seismic shift and developments in the digital payments industry and how ecommerce is driving change...

The way we pay has changed since Coca-Cola first introduced mobile payment via text messages and ExxonMobil began offering contactless payments more than 20 years ago in 1997...